Bank Scoring System

Apparently for businesses (and I assume personal accounts) banks have a scoring system that assists them in determining if you are worth lending to that accompanies your credit score, regular income, etc. This is the bank that you have an existing relationship with. Basically they look at your average daily balance to determine your repayment ability.

So if you have under $999 you are a high 3 (or is it low 3?)

If you are between 1000 and 5000 you have a separate rating

And 5000-10000, another rating (low 5 I think)

Basically for any type of business loan you want to be above 10000 for at least a 3 month period. So even if it means borrowing the money from someone with interest, it would help significantly.